Inflation Calculator
ద్రవ్యోల్బణం కాలిక్యులేటర్
What money from a past year is worth today, by the Cost Inflation Index, and what things will cost in future.
గతంలోని డబ్బు ఈరోజు ఎంత విలువ (కాస్ట్ ఇన్ఫ్లేషన్ ఇండెక్స్తో), ద్రవ్యోల్బణంతో భవిష్యత్తులో ధరలు ఎంత అవుతాయి.
Your result
Worth in 2026-27 ఆ ఏడాది విలువ
3.84 lakh rupees in 2026-27 money
- In 2001-02మీ మొత్తం
- ₹1,00,000
- Added by inflationపెరిగిన ధర
- ₹2,84,000
- Index rise a yearసూచీ ఏటా పెరుగుదల
- 5.53% a year over 25 years
- Index roseసూచీ పెరుగుదల
- 284% (3.84 times)
- Cost Inflation Indexసీఐఐ
- 100 → 384
The Cost Inflation Index follows about three-quarters of the rise in consumer prices, so shop prices, school fees and hospital bills have usually risen faster than it shows.
Year by year ఏడాదివారీగా
- In 2001-02
- Added by inflation
Use the left and right arrow keys to read each year; the table below lists every value.
Show the year-by-year table
| Year | CII | Worth | Rise that year |
|---|---|---|---|
| 2001-02 | 100 | ₹1,00,000 | – |
| 2002-03 | 105 | ₹1,05,000 | 5% |
| 2003-04 | 109 | ₹1,09,000 | 3.81% |
| 2004-05 | 113 | ₹1,13,000 | 3.67% |
| 2005-06 | 117 | ₹1,17,000 | 3.54% |
| 2006-07 | 122 | ₹1,22,000 | 4.27% |
| 2007-08 | 129 | ₹1,29,000 | 5.74% |
| 2008-09 | 137 | ₹1,37,000 | 6.2% |
| 2009-10 | 148 | ₹1,48,000 | 8.03% |
| 2010-11 | 167 | ₹1,67,000 | 12.84% |
| 2011-12 | 184 | ₹1,84,000 | 10.18% |
| 2012-13 | 200 | ₹2,00,000 | 8.7% |
| 2013-14 | 220 | ₹2,20,000 | 10% |
| 2014-15 | 240 | ₹2,40,000 | 9.09% |
| 2015-16 | 254 | ₹2,54,000 | 5.83% |
| 2016-17 | 264 | ₹2,64,000 | 3.94% |
| 2017-18 | 272 | ₹2,72,000 | 3.03% |
| 2018-19 | 280 | ₹2,80,000 | 2.94% |
| 2019-20 | 289 | ₹2,89,000 | 3.21% |
| 2020-21 | 301 | ₹3,01,000 | 4.15% |
| 2021-22 | 317 | ₹3,17,000 | 5.32% |
| 2022-23 | 331 | ₹3,31,000 | 4.42% |
| 2023-24 | 348 | ₹3,48,000 | 5.14% |
| 2024-25 | 363 | ₹3,63,000 | 4.31% |
| 2025-26 | 376 | ₹3,76,000 | 3.58% |
| 2026-27 | 384 | ₹3,84,000 | 2.13% |
Last updated : the Cost Inflation Index up to 2026-27 (384). Check the CBDT notification for a new year.
How inflation is worked out
For the past, the calculator uses the Cost Inflation Index (CII) that the Central Board of Direct Taxes notifies every year for capital gains, with 2001-02 = 100. An amount from one year, in another year's money:
worth = amount × CII(later year) ÷ CII(earlier year)
The average yearly inflation over those T years:
(CII(later) ÷ CII(earlier)) 1 ÷ T − 1
For the future, at an assumed yearly inflation i (6% = 0.06) for T years:
future cost = cost × (1 + i) T
And what an amount will buy then, at today's prices:
buying power = amount ÷ (1 + i) T
Example: ₹1,00,000 in 2001-02 is worth ₹3,84,000 in 2026-27 (384 ÷ 100), an average of 5.53% a year. From 2010-11 it is ₹2,29,940, 5.34% a year. Looking ahead, what costs ₹1,00,000 today will cost ₹1,79,085 in 10 years at 6%, and ₹1,00,000 kept as cash will then buy only ₹55,839 worth of today's goods.
Cost Inflation Index for 2026-27: 384
The Cost Inflation Index for 2026-27 is 384 (CBDT Notification 85/2026 (S.O. 3889(E)), 15 July 2026), against 376 for 2025-26. Prices by this index are 3.84 times what they were in 2001-02.
Cost Inflation Index table, 2001-02 to 2026-27
| Financial year | CII | ₹1 lakh then is worth in 2026-27 |
|---|---|---|
| 2026-27 | 384 | ₹1,00,000 |
| 2025-26 | 376 | ₹1,02,128 |
| 2024-25 | 363 | ₹1,05,785 |
| 2023-24 | 348 | ₹1,10,345 |
| 2022-23 | 331 | ₹1,16,012 |
| 2021-22 | 317 | ₹1,21,136 |
| 2020-21 | 301 | ₹1,27,575 |
| 2019-20 | 289 | ₹1,32,872 |
| 2018-19 | 280 | ₹1,37,143 |
| 2017-18 | 272 | ₹1,41,176 |
| 2016-17 | 264 | ₹1,45,455 |
| 2015-16 | 254 | ₹1,51,181 |
| 2014-15 | 240 | ₹1,60,000 |
| 2013-14 | 220 | ₹1,74,545 |
| 2012-13 | 200 | ₹1,92,000 |
| 2011-12 | 184 | ₹2,08,696 |
| 2010-11 | 167 | ₹2,29,940 |
| 2009-10 | 148 | ₹2,59,459 |
| 2008-09 | 137 | ₹2,80,292 |
| 2007-08 | 129 | ₹2,97,674 |
| 2006-07 | 122 | ₹3,14,754 |
| 2005-06 | 117 | ₹3,28,205 |
| 2004-05 | 113 | ₹3,39,823 |
| 2003-04 | 109 | ₹3,52,294 |
| 2002-03 | 105 | ₹3,65,714 |
| 2001-02 | 100 | ₹3,84,000 |
Source: Income Tax Department; 2026-27 by CBDT Notification 85/2026 (S.O. 3889(E)), 15 July 2026.
Value of money after 10, 20 and 30 years
At 6% inflation, ₹1,00,000 kept as cash will buy only ₹31,180 worth of today's goods in 20 years, and what costs ₹1,00,000 today will cost ₹3,20,714.
| ₹1 lakh after | Buys, at 5% inflation | Buys, at 6% inflation | Buys, at 7% inflation |
|---|---|---|---|
| 10 years | ₹61,391 | ₹55,839 | ₹50,835 |
| 20 years | ₹37,689 | ₹31,180 | ₹25,842 |
| 30 years | ₹23,138 | ₹17,411 | ₹13,137 |
To keep up, savings must grow faster than prices: the SIP calculator shows what a monthly investment can grow to.
Good to know
- By law the CII follows about three-quarters of the rise in consumer prices (CPI, urban), so shop prices, school fees and hospital bills have usually risen faster than it shows.
- The index starts in 2001-02: older years are out of range. For property bought before 1 April 2001, tax law lets you use its fair market value on that date as the cost.
- Rule of 70: divide 70 by the inflation rate to see roughly how many years prices take to double (about 12 years at 6%).
- Savings beat inflation only if they earn more than it after tax: a 7% deposit taxed at 30% earns 4.9%, below 6% inflation.
Questions
What is the Cost Inflation Index used for?
Indexation: raising what you paid for land, a building or other long-term assets by the CII, so that only the real gain is taxed. Since 23 July 2024 it matters mainly for land and buildings bought before that date: resident individuals and HUFs can pay 20% tax with indexation or 12.5% without, whichever is lower.
When is the next index notified?
The CBDT usually notifies the index for a financial year early in that year, between April and July. 2026-27 is the latest one (384); this page is updated when the next is out.
Which inflation rate should I assume for the future?
6% a year is a fair long-run guess for everyday costs in India. For a child's education or medical costs, try 8% to 10%, as they have tended to rise faster.
ద్రవ్యోల్బణం అంటే ఏమిటి?
ధరలు ఏటా పెరగడాన్నే ద్రవ్యోల్బణం అంటారు: దాంతో అదే డబ్బుకు తక్కువ వస్తువులు వస్తాయి. ఆదాయపు పన్ను శాఖ కాస్ట్ ఇన్ఫ్లేషన్ ఇండెక్స్ (2026-27కు 384) ప్రకారం 2001-02లో ₹1,00,000 విలువ ఇప్పుడు ₹3,84,000కు సమానం. ఏటా 6% ద్రవ్యోల్బణం ఉంటే ఈరోజు ₹1,00,000 ఖరీదు చేసే వస్తువు 10 ఏళ్లలో ₹1,79,085 అవుతుంది.
What next? తర్వాత ఏం చూడాలి
See all calculators →Results are estimates for planning, at the rates you enter. Check exact figures with your bank, fund house or tax adviser before you decide.
